How to Apply for Scholarships as a first year University student: Pursuing higher education in Nigeria can be financially challenging for many students. With the increasing cost of tuition, textbooks, accommodation, and daily expenses, financial assistance has become a crucial factor in determining whether many students complete their studies.
Fortunately, there are several local scholarships and financial aid opportunities available to Nigerian university students. These opportunities are offered by the federal and state governments, private organizations, religious bodies, non-governmental organizations (NGOs), and wealthy individuals.
This guide explains, in simple and clear language, how Nigerian university students can find, apply for, and gain local scholarships and financial aid successfully.
Table of Contents
What is a Scholarship?
A scholarship is a financial award given to a student to help pay for their education. It does not have to be repaid, unlike a loan. Scholarships can be offered by schools, government agencies, private organizations, companies, or individuals. They are designed to support students who show academic excellence, special talents, financial need, or other qualities that make them stand out.
Some scholarships cover full tuition fees, while others may help with smaller expenses like books, transportation, or living costs. Scholarships can be awarded for various reasons, including good grades, athletic ability, artistic talent, leadership skills, or community service.
Some scholarships are also aimed at supporting students from certain backgrounds, such as low-income families, specific ethnic groups, or underrepresented communities. In general, scholarships aim to reduce the financial burden on students and make education more accessible and achievable.

How Does a Scholarship Help a Student’s Education?
Scholarships play a major role in helping students succeed in their educational journey. First and most importantly, scholarships ease the financial burden. Higher education can be expensive. Tuition fees, textbooks, accommodation, and other costs can add up quickly. For many students, these expenses can be overwhelming, and in some cases, they may be forced to delay or give up their dreams of attending college or university.
A scholarship can remove or reduce these financial barriers, allowing students to focus more on learning rather than worrying about money. By receiving a scholarship, a student can access better education opportunities. Some students may be able to attend a top-ranked university that they otherwise could not afford.
Others may be able to pursue specialized programs or study abroad, gaining global exposure and valuable experiences. Scholarships can also provide access to better facilities, resources, and networking opportunities, which can significantly improve a student’s personal and professional growth.
Scholarships not only support education financially but also build confidence in students. Being selected for a scholarship is often a sign of recognition. It means someone believes in the student’s abilities and potential. This encouragement can be highly motivating. It boosts self-esteem and inspires students to work harder, stay committed, and reach their goals.
In many cases, scholarships come with additional benefits like mentorship, training, internships, or career guidance. These extra opportunities help students develop important skills, build professional connections, and prepare for the job market. For example, some scholarships include leadership training programs, workshops, or community service requirements that teach valuable life skills such as teamwork, communication, and problem-solving.
Receiving a scholarship can also reduce the need for part-time work. Many students work while studying to support themselves financially. Balancing work and studies can be difficult and exhausting. A scholarship can reduce or eliminate the need for a job, giving students more time to focus on academics, participate in extracurricular activities, or engage in research and other meaningful experiences.
In the long term, scholarships can lead to better career outcomes. Employers often value the qualities that scholarship recipients display, such as dedication, hard work, and excellence. Being a scholarship holder can strengthen a student’s resume and set them apart in a competitive job market.
Is Every Student Eligible for a Scholarship?
Not every student is eligible for every scholarship, but there is usually a scholarship opportunity available for most students. Eligibility depends on the specific requirements of each scholarship. Some scholarships are based on academic performance. These are often called merit-based scholarships and are awarded to students who have high grades, strong test scores, or other academic achievements.
Other scholarships are need-based, which means they are given to students who come from low-income families or have financial difficulties. These scholarships aim to make education more accessible to students who might otherwise be unable to afford it.
There are also scholarships for students with special talents. For example, athletes, musicians, artists, or those with skills in drama or dance may qualify for talent-based scholarships. Some scholarships are focused on certain fields of study, such as science, engineering, medicine, or the arts. These help students who want to enter specific careers.
Additionally, some scholarships are limited to students from certain countries, ethnic backgrounds, religions, or communities. For example, there may be scholarships available only to women in STEM (science, technology, engineering, and mathematics), to minority groups, or to students from rural areas. Others may be offered to children of military personnel or people working in specific jobs.
Each scholarship has its own eligibility rules. Students need to carefully read the requirements before applying. These may include age limits, academic scores, extracurricular involvement, recommendation letters, essays, or interviews. It is important to understand that not being eligible for one scholarship does not mean a student is not eligible for any scholarship. There are many different types, and it is likely that most students can find one that matches their background, interests, or goals.

How to Apply for Scholarships
1. Understand What Scholarships and Financial Aid Are
Scholarships and financial aid are funds given to students to support their education. Scholarships are often awarded based on merit, which includes academic performance, leadership skills, or special talents. Financial aid, on the other hand, may be need-based, meaning it is given to students who are unable to afford school fees and related expenses. Both scholarships and financial aid do not usually require repayment. Understanding the difference helps you know which one you qualify for and how to apply.
2. Know the Types of Local Scholarships Available
There are several types of local scholarships available in Nigeria, and they usually fall into these main categories:
- Federal Government Scholarships: These are scholarships provided by the Federal Government of Nigeria through the Federal Ministry of Education and other related agencies. For example, the Federal Scholarship Board offers scholarships to undergraduate and postgraduate students across the country.
- State Government Scholarships: Each state government in Nigeria often provides scholarships for indigenes of the state. These scholarships are usually managed by the state scholarship boards or education commissions. For example, Lagos, Delta, and Rivers states have active scholarship programs.
- University-Based Scholarships: Many universities in Nigeria offer scholarships to their best-performing students or those who are financially disadvantaged. These scholarships are usually managed by the student affairs division or the bursary department of the institution.
- Private and Corporate Scholarship: Private companies, especially oil and gas firms, banks, and large corporations offer scholarships to Nigerian students as part of their corporate social responsibility (CSR). Examples include the MTN Foundation Scholarship, Shell Petroleum Development Company (SPDC) Scholarship, and Agbami Medical and Engineering Scholarship.
- NGO and Individual Scholarships: Many non-governmental organizations and well-meaning individuals sponsor students through local scholarship. These scholarships may focus on a particular field, gender, region, or social group.
3. Search for Available Scholarships Regularly
Many students miss scholarship opportunities simply because they are not aware of them. To avoid this, you should make it a habit to regularly search for available scholarships. Here are ways to stay updated:
- Visit official websites of the Federal Ministry of Education and your State Government.
- Check the notice boards in your university’s student affairs office.
- Follow social media pages and websites that publish scholarship news such as Scholarshipair, MySchool Nigeria, and NGScholars.
- Join student groups on WhatsApp, Facebook, and Telegram where scholarship is shared.
- Follow pages of companies and foundations that often provide scholarships.
4. Know the Eligibility Requirements
Each scholarship or financial aid program has its own specific requirements. It is very important to read and understand the eligibility criteria before applying. These may include:
- Academic performance (such as minimum CGPA or WAEC result).
- Course of study.
- Level of study (e.g. 100 level, 200 level).
- State of origin or indigene certificate.
- Proof of financial need.
- Gender or physical condition (some are for female students or persons with disability).
Only apply if you meet all the listed requirements to avoid wasting time or facing rejection.
5. Prepare Your Application Documents in Advance
Most scholarship applications require supporting documents. Some of the commonly requested documents include:
- Admission letter or student ID card.
- Academic transcripts or statement of results.
- Birth certificate or affidavit of age declaration.
- Local government identification letter or certificate of origin.
- A passport photograph.
- A well-written personal statement or essay.
- Reference or recommendation letters from lecturers or community leaders.
- Proof of financial need such as income statement or affidavit of indigence.
Keeping these documents ready and updated helps you apply on time when new opportunities come up.
6. Write a Strong Scholarship Essay or Personal Statement
Scholarship requires you to write a personal statement or answer essay questions. This is your chance to show the sponsors why you deserve the scholarship. A good essay should:
- Be honest and personal. Share your background and challenges.
- Highlight your academic achievements and future goals.
- Explain how the scholarship will help you.
- Show your commitment to community service or leadership.
- Be well-structured, clear, and free from grammatical errors.
You can ask a lecturer, senior colleague, or even use online tools to help you improve your writing before submitting.
7. Apply Early and Carefully
Do not wait until the deadline to apply. Submitting early gives you a better chance of being considered, especially for a scholarship with limited slots. Follow the application instructions strictly. Fill out forms accurately, attach all required documents, and double-check before submitting. If the application is online, ensure your internet connection is stable. If it is a physical application, send it via a reliable courier or deliver it personally if possible.
8. Prepare for Scholarship Exams or Interviews
Scholarship requires you to take a test or attend an interview. To prepare:
- Study past questions if available.
- Revise your core subjects and general knowledge.
- Be confident and dress properly for interviews.
- Practice how to answer common interview questions like: “Tell us about yourself,” “Why do you deserve this scholarship?” or “What are your future plans?”
Doing well in the test or interview can determine whether you win the scholarship.
9. Keep Applying Even if You Are Rejected
Rejection is a part of the process. Many successful students today were once rejected. Learn from your mistakes, improve your applications, and keep trying. Scholarship is competitive, and persistence increases your chances over time.
10. Maintain Good Academic Performance
For most scholarships, especially those that are renewable each year, you must maintain a high academic performance. Avoid distractions and focus on your studies. If your GPA drops, you may lose the scholarship or become ineligible for others in the future.
11. Give Back and Help Others
Some scholarships expect you to give back to your community or school. This could be through mentorship, community service, or volunteering. Giving back shows gratitude and can open more doors for you in the future. Also, help other students by sharing information about scholarship opportunities you come across.
Conclusion
Applying for and gaining a local scholarship and financial aid as a Nigerian university student requires effort, preparation, and persistence. Start by understanding the types of scholarships available and actively search for them. Meet the requirements, prepare your documents, write strong essays, and apply early. Even if you do not succeed at first, do not give up. With the right attitude and consistency, you can reduce the financial burden of your education and focus on achieving academic excellence. Always remember, many successful students today started with a single scholarship application. You can too. See more posts that can guide you to achieve more as a student HERE.
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